SBI Q4 FY25 Results: Should You Buy After Earnings?

• Strong Analyst Consensus: Out of 51 analysts, 41 recommend "buy," 7 "hold," and only 3 "sell" SBI, showing broad positive sentiment.
• Price Targets Raised: Major brokerages like Nomura, Haitong, Kotak, Jefferies, and InCred have raised SBI’s target price to ₹950–₹1,000, expecting further upside in the next 12 months.
• Growth Drivers: Analysts cite robust loan growth (12–14% YoY), improving asset quality, and stable margins as reasons for optimism.
• Profitability: SBI is expected to maintain healthy return ratios (RoA ~1%, RoE 15–17%) over the next few years, supporting premium valuations.
• Valuation: The stock trades at attractive valuations (0.9x–1.0x FY26–27E book value), making the risk-reward favorable for investors.
• Dividend: A healthy dividend of ₹15.90 per share adds to shareholder returns3.
• Risks: Some caution on margin pressure, higher provisions, and slower loan growth in FY26, but overall outlook remains positive

Conclusion:

Most analysts maintain a "buy" on SBI, citing strong fundamentals, attractive valuations, and growth prospects.

Source : mint